What are these new waves of disruption? What do they mean for us as individuals and as a society?

Answer the question in 1000 words only based on the materials

The Swartz reading is an example of cutting-edge attempts in our field to rethink the sociality of money and how money is communication. She argues, payment is becoming social media while new money, like Bitcoin, is being created by communities. At the same time, social media memes have become cryptocurrencies, like Dogecoin. What are these new waves of disruption? What do they mean for us as individuals and as a society? Make a clear argument that is grounded in the course readings, citing theories, concepts, and authors, and include well illustrated by relevant examples.