Do you recommend that Schulz Enterprises replace the Blue Cross/Blue Shield Traditional Plan and Sioux Falls HMO plans with a Health Reimbursement Account that would be funded by the employer and would allocate $1,000 each year in an employee’s health account? Why or why not? 

In addition to answering the 23 questions below, you are also asked to provide your overall recommendations for Schulz Enterprises for the following three questions based on your analysis of the data:

 

1. Do you recommend that Schulz Enterprises restrict health care options to just one plan – Community South Dakota PPO and one pharmacy – Sioux Falls Town Pharmacy. Why or why not?

 

2. Do you recommend that Schulz Enterprises replace the Blue Cross/Blue Shield Traditional Plan and Sioux Falls HMO plans with a Health Reimbursement Account that would be funded by the employer and would allocate $1,000 each year in an employee’s health account? Why or why not?

 

3. Do you recommend that Schulz Enterprises adopt wellness programs that would not use any financial incentives for employees to encourage employees from refraining from smoking cigarettes? Why or why not?